What is Home Loan portfolio review? How to improve Loan portfolio

 

Refinance is one of the many options that you may explore with your home loan portfolio review.

It pays to keep reviewing your home loan periodically, especially if:

 

1. Like to have decent cash-back offered by banks upon refinance?
2. There is a change in your personal situation, such as a change in your family situation, etc?
3. There is a change in your financial situation, such as a change of vocation, etc.
4. Do you have extra cash flow that you can use to repay your loan faster?
5. You were earlier repaying extra but now want to reduce your home loan repayments.
6. Do you have non-bank lending with high-interest rates?
7. Do you have other more expensive loans to consolidate?
8. Do you want to expand your investment portfolio?
9. Do you need funding for your business purchase or cash flow?
10. Your current lender is not offering you market-competitive rates.
11. Multiple properties and want to split between different banks?

There would be many more situations where you would like to review your home loan – talk to us at Kiwi Mortgages for a free, no-obligation review of your lending portfolio.