Kiwi Mortgages


Mortgage Broker in Auckland
Getting You the Best Mortgage Deals

Mortgage Advisor

At Kiwi Mortgages, our Auckland mortgage brokers can help you with a low deposit loan for your first home, advise you on moving up the property ladder, or with making an investment.

You’ll have the reliability of mortgage consultants who have been helping Kiwis for more than 6 years. We provide good communication, debt reduction, and mortgage deals that are flexible for your budget.

If you’re wondering:

How can I get the best mortgage loan for me?

You’ve come to the right place. While working with our team, getting a mortgage loan might be the easiest part of buying your place.

How can the Kiwi Mortgages Team Help Me?

Our mortgage advisors will touch base to find out about the type of loan you want and your personal circumstances. Once we understand your needs, we can match you with the best available mortgage deals.

Our process is simple, we:

  • Assess your priorities
  • Match you with available options
  • Complete the application with the lender
  • Keep you updated on the bank or lenders decision
  • Because Kiwi Mortgages isn’t tied to a specific lender, our mortgage consultants search the market looking at options from both bank and non-bank institutions.

This ensures your mortgage interest rates and repayments are kept as low as possible.

How Much Does the Kiwi Mortgages Service Cost?

Here’s the catch:

Our services are free for you to use.

However, if you’re wondering how much you’ll have to pay for your mortgage loan, the answer isn’t quite as simple. There’s a lot of research involved, time mortgage brokers spend talking to lenders, and mortgage repayment options to consider.

Finding the best mortgage interest rates and mortgage deals are dependent on the individual client.

Kiwi Mortgages currently supports local Kiwis who are first home buyers, investors, self-employed, looking for commercial loans and much more…

A personalized approach helps us get you the best mortgage deal. That’s why it’s important for us to work closely with you.

How Can I Get Started with Kiwi Mortgages?

The best place to begin is with a free Kiwi Mortgage review. A free review will help answer key questions like:

  • How much can I borrow?
  • What are my mortgage structure options?
  • How can I get the best mortgage deals for me?

If you’d like a free review, give us a call on our Toll-Free no. 0508 33 22 11.

Our Mortgage Advisors in Auckland are always available for a confidential chat and would love to share how they can make the mortgage loan process as smooth as possible.


The mortgage brokers provide their services free of cost. They deal with different lenders and have the ability to provide the options most suited to your circumstances. Experienced brokers like Kiwi Mortgages are able to provide you guidance and professional service in more complex transactions, like construction loans, or commercial loans etc.

In most cases, it is seen that people like to fix the interest rate on their loan for certain period like 1,2,3 years or more, so it gives more certainty to their household budget, but in some situations, it may be more advisable to have the loan on floating interest rates or a combination of both. It all depends on your situation, the analysis of which we can help with. In New Zealand, currently the banks are offering the historical lowest ever interest rates, ever seen in this country.

The fixed interest rates do not change until the period for which they have been fixed expires and then you again have the ability to re-fix them. The floating rates can change any time.

Our Process

Initial Assessment

The process starts with going through an initial assessment with one of our Mortgage Broker in Manukau. We will get a full understanding of your financial position, your priorities, and what you want to achieve. You will also get advice on the best options for your needs and what you can do to ensure you get the Best Mortgage Deals in Auckland.


We then match your circumstances and requirements with the offers currently in the market, assessing as broad a range of lenders as possible. We’ll shortlist the best options so you can make an informed choice.


We then complete the application process on your behalf. You’ll need to provide us with information and documentation as part of this step. The documentation we need includes proof of income, proof of deposit, and identification.


We will liaise with the bank or lender until it issues a decision. This could be approval, decline, or approval with conditions. We will keep you updated every step of the way.