Whatever type of home loan you need and whatever your personal circumstances, KiwiMortgages can help. We are one of Auckland’s leading mortgage brokers and have a proud track record in the industry. We have achieved this reputation because we are not tied to a particular lender. Instead, we search the market looking at options from most of the bank and non-bank institutions. You can then compare what is available to ensure you get the best deal.

Our trained and experienced mortgage advisor help you at each step of the way, making the process as hassle-free as possible. Whether you are buying your first home, moving up the property ladder, or making a property investment, we can help. Get in touch with us today.

Home Loans
Get the right advice and a range of options for the loan structure that best suits your cash-flow and saves you interest cost and thus helps you to repay your loan faster.

First Home Buyer
Buying your first home is an exciting and potentially overwhelming experience. Let us put you on the right financial footing from day one, guide you through the whole property buying process and get you the best deal.

Property Investment
Making successful property investments involves putting the right financing in place to cover the purchase. We’ll find a property investment loan that meets your needs.

Land & Construction Loans / Development Loans
Would you like to purchase land for development? Do you already own land and need a loan to fund construction? We’ll find the right loan for your needs.

Commercial Loans
Do you need a loan to fund expansion plans, for investment, for working capital, or for any other commercial purpose? We’ll explain the options and will find the best available deals.

Bridging Loans
Have you found your dream home but haven’t been able to sell your existing home yet? We’ll find you the ideal bridging loan so you can buy the new home you want.

Restructuring / Refinancing
It’s time to reduce the monthly cost of your mortgage. Contact our experienced mortgage advisor today to see the deals available and how much you can save by Restructuring / Refinancing.

Re-fixes / Rollovers

Do you have an existing loan that you want to rollover? We will analyse your options with a range of different lenders to get you the best rollover financing deal.

One of our areas of speciality is finding and arranging mortgages for self-employed people. Whatever business you run, there are mortgage options available. Let us help you find the right one.

Personal Loans / Vehicle Loans
We can help whether you need a personal loan to purchase a car, for home renovations, or for a range of other purposes. We’ll get you the best deal as we work with most of the main lenders.

Plan for the unexpected and protect your loved ones, with expert insurance advice from an experienced and qualified insurance advisor. We’ll ensure the policy matches your needs while keeping premiums low.

Mortgagee Sale Rescues
Are you behind in your mortgage repayments and the bank wants to sell the property? Your bank won’t lend to repay IRD or other creditors? Need funding for a development project but have no proof of income or bad credit? Talk to us, help could be easier than you thought!

Our Process

Initial Assessment

The process starts with going through an initial assessment with one of our mortgage advisors. We will get a full understanding of your financial position, your priorities, and what you want to achieve. You will also get advice on the best options for your needs and what you can do to ensure you get the best deals.


We then match your circumstances and requirements with the offers currently in the market, assessing as broad a range of lenders as possible. We’ll shortlist the best options so you can make an informed choice.


We then complete the application process on your behalf. You’ll need to provide us with information and documentation as part of this step. The documentation we need includes proof of income, proof of deposit, and identification.


We will liaise with the bank or lender until it issues a decision. This could be approval, decline, or approval with conditions. We will keep you updated every step of the way.